A frog goes into a bank and walks up to the window. He can see from the teller’s nameplate that the teller's name is Patricia Whack. So he says, "Ms. Whack, I'd like to get a loan to buy a yacht and go on a cruise." Ms. Whack asks how much money he wants to borrow. The frog says around $55,000. Ms. Whack asks the frog his name and he replies "Kermit Jagger, it shouldn’t be a problem, I know the branch manager." Ms. Whack explains that $55,000 is a large sum of money and that he will need to put up something as collateral against the loan. She asks "do you have anything as collateral?" Kermit says, "Sure, I have this," and produces a small pewter cricket, about an inch tall. Stunned, Ms. Whack explains that she'll have to speak with the branch manager and walks into an office at the front of the bank. She finds the branch manager and says: "There's a frog by the named of Kermit Jagger out there who says he knows you and wants to borrow $55,000. He wants to use this as collateral." She holds up the small pewter cricket. "Like, what is this thing suppose to be?" So the branch manager looks back at her and says:

The bartender shakes his head and says, "No you've had enough."

"Well," the drunk says. "How about if I show you something really cool? Then will you give me a drink?"

"Sure," the bartender says. "But it's gotta be pretty cool."

The drunk takes a tiny piano and a frog out of his pockets and sets them on the bar. The frog starts banging away, playing a beautiful song.
The bartender gives him a drink. The drunk downs it, and orders another.

"No way," the bartender says. "Now you've really had enough."

"If you give me a drink, I'll show you something even cooler," says the drunk.
The bartender agrees.
The drunk pulls out a rat, and sets it next to the piano. The frog starts banging away again, and the rat starts singing to the music.
The bartender is amazed, and gives him another drink.

A man who had been watching all this comes up to the drunk and says, "You've got a million dollar act there. I'll give you $500,000 for them right now."

"Not for sale," the drunk croaks.

"Ok, $500,000 just for the frog."

"Not for sale."

"Ok, $500,000 just for the rat."

The drunk agrees, and the man pays him and leaves.

The bartender says to the drunk, "What did you do that for? You broke up a million dollar act!"

"Not really," the drunk says. "You see, the frog's a ventriloquist."